Real Assets. Rare Value.TM

BlackOpal is a LATAM's Global Payments Finance Platform.

We serve the credit needs of merchants across Brazil while connecting its $750 billion credit card payments market to global capital. Dual TradFi and Web3 rails. Tokenized investment-grade yield. Structural zero credit risk.

Emerging market yields, without emerging market risks.

12.5%
Average APY
$9.7M
AUM
$26M
Credit Originated
0.0%
Credit Default Rate

OUR CORE OFFERING

Real Assets

Rare Value

OUR CORE OFFERING

Real Assets

[ Real Assets ]

We deliver emerging market returns without emerging market risks through AA+ rated payment network receivables, diversification, and FX hedging.

OUR CORE OFFERING

Rare Value

[ Rare Value ]

Our solutions prioritize capital preservation while optimizing yield, liquidity, and risk management within each product's specific mandate.

BENEFITS

The BlackOpal Value

[ Solving Real Word Problems ]

Access to Emerging Market Risk-Adjusted High Yield

[ Solving Real Word Problems ]

Access to Emerging Market Risk-Adjusted High Yield

We provide investment-grade, short-term payment financing across key sectors including credit card receivables, invoice financing, cross-border payments, and point-of-sale lending.

[ Rigorous Risk Management ]

Managed Risk Controls Across The Investment Cycle

[ Rigorous Risk Management ]

Managed Risk Controls Across The Investment Cycle

Our risk management framework incorporates built-in downside protection, strategic diversification across asset classes sectors, and real-time market monitoring to preserve capital.

Solutions

Our products

GemStone

GemStone

GemStone provides exposure to short-duration Brazilian credit card receivables with structurally limited credit risk where the effective counterparty is the card networks (Visa, Mastercard) and regulated by the Central Bank of Brazil. Offered through two bankruptcy-remote structures: a secured credit facility (min USD25M) and a Brazilian FIDC (min USD10M). All transactions are independently verified. Available USD-hedged via NDFs or in BRL.

Settlement: USD, USDT, USDC

LiquidStone II

LiquidStone II

LiquidStone II is a hybrid-strategy product providing exposure to short-duration Brazilian credit card receivables with structurally limited credit risk, regulated by the Central Bank of Brazil, paired with an on-chain liquid sleeve of regulated, daily-redeemable instruments for liquidity and composability. Offered as a single-investor sub-fund within a Brazilian FIDC (min USD10M): structurally protected capital, with receivables owned outright via True Sale, independently verified, fully hedged via institutional NDFs, targeting a 12% annualized return in USD.

Settlement: USD, USDT, USDC

INVESTORS

Contact our Investment Team to explore BlackOpal's specialized solutions, custom investment structures, and streamlined onboarding process.